24 Winter Coats That Understood the Chic-But-Affordable Assignment

When it comes to adding new items to our wardrobe, none go through the same level of scrutiny that we put coats through. We want them to be versatile, look good, feel good and elevate whatever we choose to wear underneath. That's a lot. Throw adhering to a budget into the mix, and it might sound like you're setting yourself up for failure—that it would be impossible to find a coat that ticks all of these boxes. Thankfully, I've always liked a challenge. 

Call it stubbornness or overconfidence, but I was sure I could find at last a handful of coats that fit the above brief—and, when I put my mind to it, I found 24 of them, which I've outlined for you below. My edit features coats that understood the assignment. Chic without being bank account–busting, every coat you see before you comes in at £250 and under. Of course, I can't ascertain or assume what you see as being “affordable”—that term means very different things to different people—but I did make a conscious effort to include coats at every price point; further proof that you needn't spend a fortune to get your hands on some exemplary outerwear. 

From a selection of coats I keep seeing on Instagram (sitting alongside the influencers who've worn them for an additional dose of inspo) to the styles I'm personally coveting, scroll on to see the 24 best winter coats under £250 on the market right now. 


Shop the coat:

You’d be forgiven for never wanting to take off this cosy creation—wear it with leggings, loafers, white socks and a baseball cap to nail 2022’s rich and unbothered aesthetic. 


Winter Coats Under £250: @y.a.t.r.i wears a coat from Marks & Spencer


Shop the coat:

A stylish puffer I can pick up when treating myself to the Dine In for £12 deal? That, my friends, is a winner in my book. 


Winter Coats Under £250: @_jessicaskye wears a coat from & Other Stories


Shop the coat:

This coat has long been on my wish list, and I plan on wearing it precisely how Jessica has—with a monochrome outfit underneath. 


Shop the coat:

Some might say this is a jacket, but thanks to its longline cut and incredibly cosy fuzzy interior, I just had to include this winter winner in my roundup. 


This rust hue is a cool take on what would ordinarily be a cream teddy coat. 

Navy outerwear makes for a sleek change from classic black. 

You’ll never regret investing in a checked coat—I love the blue shade woven throughout this one. 

No, that price isn’t a typo—it’s another premium-looking buy from H&M. 

This shade of green is so hard to come by, so when you do, you know it’s something special. 

No coat roundup would be complete without an Arket puffer, and I love the addition of the drawstring waist on this one. 

Herringbone coats are majorly trending this season—this one is my favourite. 

Give your wardrobe an instant springtime jolt with this delicate yellow coat. 

This coat comes in a few colours, but this sapphire tone is especially fabulous. 

Nope, I’m definitely not over the checkerboard coat trend. 

Handkerchief hemlines always look so beautiful in motion. 

The colour, the cut, the buttons—there’s so much to love about this coat. 

I keep seeing this coat all over my Instagram feed; the slouchy fit proving popular with the style set. 

This sage take on the trench coat feels so fresh for 2022. 

Fur collars and cuffs are a major coat trend this season. 

A very stylish take on the timeless checked coat. 

The shape and colour of this coat are so sophisticated. 

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