If you don't already know your credit card number by heart (my party trick is being able to recite mine backwards), now's the time to commit it to memory.
The midseason sales are imminent, but as we spend a large part of our day scouring the shops for the pieces we really think you ought to know about, it didn't take us long to sniff out the sales that have already started on the sly (how sneaky!).
So, before the frenzy begins, we're giving you a heads-up on the best bargain buys to be had at all of your favourite online shopping haunts.
Keep scrolling to shop our edit of the best online shopping sales.
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You can never go wrong with a classic camel coat—especially at this price.
Wear this slip dress with a chunky cardigan and boots for an off-duty spin.
This knit will be a welcome addition to any autumnal wardrobe.
We were surprised to see these timeless flats in & Other Stories' sale section, but we're certainly not complaining.
We guarantee you'll wear this blazer for years to come.
Layer this dress over jeans until spring comes back around.
These high-heel mules will give any outfit instant polish.
Burberry outerwear at 75% off? Yes, please.
This Rochas midi dress will become your after-dark saviour. Just add gold earrings and strappy heels.
Because who wouldn't want some J.W.Anderson in their shoedrobe?
Half off this summer's It bag? Oh, go on then…
A pastel take on the cult checked blazer. Wear this with cropped jeans and loafers.
Give this dress an autumnal overhaul by popping a cream roll-neck underneath and finishing with burgundy boots.
This skirt will look the office part with a crisp white shirt and courts.
In this season's most in-demand hue, this cardigan will make every outfit feel 2018.
We saw this dress on so many influencers this year. Now, it can be yours for less.
Ankle boots don't come more classic than this block-heel pair.
Ever dreamed of owning something from The Row? Now's your chance.
The oversized silhouette of this jacket makes it ideal for layering over knitwear.
How cute will this dress look with glittery tights for party season?
This will look incredibly chic with a chunky grey jumper and biker boots.
We all know vertical striped trousers will elongate your pins. Try wearing these with a cropped knit.
This peachy hue will suit all skin tones.
Everyone needs a classic oxford shirt on their rail.
This velvet camisole makes for a stylish change from classic satin.
Still have serious shopping urges? See what's on our payday shopping wish lists for inspiration…