I Refuse to Buy Another Coat Unless It Has This Key Ingredient

"Go back upstairs and change, young lady." That sentence served as the soundtrack of my teenage years, and not because I dressed provocatively. Rather, I always seemed to miss the weather-appropriate mark. If it was hot, chances are I layered that day. Cold? I likely left my coat at school claiming I was warm enough only to arrive home, teeth chattering.

Thankfully, I've since overcome my inability to gauge what to wear for different seasons and now, to my mother's delight, I'm one of those people who likes to be sartorially prepared at all times. And, at this time of year, that calls for one thing: a hooded coat.

Need even more protection from the rain? Check out these rainy-day look for extra inspiration...